For the first time in India, one single policy takes care of the hospitalisation expenses of your entire family. Family Floater Health Plan takes care of all the medical expenses during sudden illness, surgeries and accidents. Individuals require to have an insurance that caters solely to their health needs, apart from life insurance and investments, that provides cover against expenses incurred during hospitalization, as well as before and after. Avail cashless hospitalisation through ICICI Lombard’s network of 4500 + hospitals.
Policy Coverage
- The policy covers medical expenses:
- Incurred as an inpatient during hospitalisation for more than 24 hours, including room charges, doctor/ surgeon’s fee, medicines, etc.
- 30 days prior to hospitalisation.
- 60 days post hospitalisation.
- Day Care expenses incurred on advanced technological surgeries and procedures like Dialysis, Radiotherapy, and Chemotherapy, requiring less than 24 hours of hospitalisation.
- Pre-existing disease can be covered after the 4th year provided the policy is renewed with us for four consecutive years.
Click here to view the Premium Table
Key Benefits
- One Policy – One Premium for the entire family. The floater health plan covers your entire family under one policy with one sum insured and one premium. This takes care of hospitalisation expenses in case of a sudden illness, accident or planned surgery of the entire family.
- Income Tax benefit under Section 80D. Click here to know more about Tax Benefit
- 5% discount on premium for every claim free year
- Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days.
- No health check up required upto the age of 45 years (as on last birthday).
- Medical Tests at the rate of Rs. 646 (per insured member).
- Free health check-up coupon for any one insured family member.
- Hassle free claims procedure
- Cashless claim facility available at over 4,500 network hospitals across India.
*Optimum Tax Benefit of Rs 5099/- subject to the provisions of Section 80D of the Income Tax Act, 1961 and amendments made thereafter. (assuming highest tax bracket and premium of Rs. 15,000)
Eligibility
- The enrolment age (of the senior most family member) should be between 19 years to 60 years.
- Other members in the plan can be less than 19 years of age (i.e. up to 91 days).
- The insured child aged between 91 days to 5 years must be accompanied by at least 1 Adult Member.
- The policy cover is renewable till the age of 70 years.
- The customer can buy the policy for any family member(s).
- For the purpose of income tax exemption u/s Sec. 80D, the policy should be bought only for self, spouse, dependent children and dependent parents.
If you want a Life Insurance/ ULIP, Health Insurance or any kind of General Insurance and Mutual Funds, Please CALL/SMS us @ 9830329228 or Contact us. Thanks for visiting!
